In recent times a new investment option has emergened.

Are you costing yourself $5000-$10,000 a year?

Millions of people are. 
Most likely your leaving some money on the table. 
This is because in recent times (at the time of this writing).
Interest rates have been raised to their highest levels in decades. 
This was done to tamper down inflation that was running as high as nine percent annually.
Because interest rates were so long for so long, decades in fact, few too many people took advantage of this seldom seen opportunity.

Millions of families and individuals are letting their savings sit in their savings and checking accounts. In many cases were talking $100,000-$200,000.
And whats the interest people in this situation are receiving for their loyalty?
APPROXIMATELY 0.20 nationally!
Thats inexcusable.

Compare that to cash savings accounts currently (again at time of writing) at the larger brokerage firms like Schwab or Fidelity?
5.27%. Thats the rate for both of these money market accounts at this time. (ticker symbols swvxxx (Schwab) fzdxx (Fidelity)).

How much money does that mean to your wallet? (Per Year).
* $1,317.50 on an account worth $25,000.
* $2,635.00 on an account worth $50,000.
* $5,270.00 on an account worth $100,000.
* $7,905.00 on an account worth $150,000.
* $10,540.00 on an account worth $200,000.

Note what we are talking about is a High Interest Savings Accounts (H.I.S.A.).
And like your local bank and credit union HISA's' are insured up to $250,000. Of course they can go up and down.
It's hard to believe a 5.27% return is sustainable forever but don't let that sway you from thousands of extra dollars for doing NOTHING!
Even a four percent return on a $75,000 gives you an extra $3000 every year.

Obviously, your not closing out your savings or checking accounts and need to keep enough to cover your bills. 
But do you need $120,000 in checking if your certain $20,000 is more than enough.
 Get that extra $5,000 or $6,000 per year!
Don't leave $500 a month on the table for no reason.

Bear in mind if some unspecified emergency arises you can usually transfer any amount you choose from your money market account to your checking or savings account in about a day.