FAQS

You may have some questions for/about Blue Collar Scrooge and hopefully this helps.

1. Why the name Blue Collar Scrooge?
A. It best combines two of my favorite things ever. 
Personal Finance and Ebenezer Scrooge.

2. Who is this website for and why?
A. It's for everyone. It was written with struggling low income people most in mind. Though all are welcome.

3. Who is Blue Collar Scrooge?
A. A lifelong lower income schmuck who's been obsessed with personal finance.
 For decades. 
Now in his mid-late fifties, retired, and a net worth that can be reasonably expected to grow even more over time.

4. Do you really think anyone can become rich?
A. Absolutely anyone can be rich over time. 
And if you live in the U.S.A. there's almost no excuse NOT to at least retire wealthy. 
Yes, I really do absolutely believe that with zero reservations.

5. Do you sell emails?
A. NO! Never under any circumstances.

6. When did the idea of a Blue Collar Scrooge blog/website start?
A. A few years back Scrooge was teaching himself web design and came across the idea of coding my own personal financial blog. 
The blog is contained within the Blue Collar Scrooge website.
 A website created, designed, and coded exclusively by Scrooge.

7. Did you grow up rich?
A. No. Scrooge didn't grow up rich. His parents, particularly his father, was in fact raised in legitimate abject poverty. 
But Scrooge himself was raised in what can best be described as lower middle class.

SCROOGE MONEY CONTENT

DEBT

"The borrower is slave to the lender" All debt is bad. Some is crippling. So let's dump the debt and start living!

D.I.Y.

Doing your own projects not only saves you a ton, it ensures the most important issue, that it gets done right.

S&P 500 VS Real Estate

Bloggers and blowhards have been arguing over this forever. BCS answers it once and for all.

The #1 Side Hustle Of 2025

Not only is this the #1 side hustle IMHO but by far it's the most overlooked. You can literally get paid today!

Investing VS Paying Off Debt

Feeling overwhelmed? Don't! There's a right and wrong answer.

Getting Rich VS Building Wealth

There's a difference. One's real. The other not so much.
It's important to understand the difference.

Keep Your Head In The Game

It's often been said that getting ahead is simple, but not easy. Here's why.

Do this now with your money!

Millions of people are missing this super easy money move. Don't be one of them.

Does your answer make sense?

In some ways, this may be the most important, and difficult question to answer.

Your first $100,00!

There's a good reason this often mentioned benchmark is considered the most important, because it is!

In Case Of Emergency

Sometimes things all come apart at once. That's when you most need to understand it WILL be ok.

Coolest Ever Project

This is just the coolest project ever. I use it to get work done online and you might like it too.

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