PERSONAL FINANCE GOALS FOR 2026 YOU SHOULD BE CONSIDERING

Set your goals wisely, and you can achieve literally anything!

Motivational speaker Tony Robbins once said what I believe to be the most important thing ever said when it comes to setting and achieving goals.
"People overestimate what they can achieve in a year and underestimate what they can achieve in a decade."
A decade goes by faster than most of us think.
You can be, do, or achieve anything in a decade!

So where do people go wrong on their way to becoming a millionaire and living a life of their dreams?
Short answer: the person in the mirror is 100% responsible for results achieved.
Literally 100%.
A longer, more examined answer is life is complicated, and few people can keep their balance (and stay on course) when life happens.

But first things first.
Your goals serve as landmarks along the way to what you consider your final destination.
In other words, your why.
Less talked about but perhaps even more importantly, goals function as guardrails, preventing you from being steered, by life, away from where you want to be.

So how should we go about setting the right goals for our specific why?
First, and again, the key is to really know what it is you really want to achieve. From here on, you need to start breaking down the journey into smaller, more achievable goals and actions.

Example:
Your ultimate why:
$800,000 in the bank and a modest country home with at least 25+ acres.
To begin with, you want to determine WHEN you want this to be. For the sake of simplicity, let's say you want all this 10 years from today.
Remember, you can achieve almost ANYTHING in 10 years. In this case, you could start by simply adding up what you do have (i.e., your net worth) and simply subtracting it from what you're going to need to reach your final goal.
We'll say the final tally comes to 1.2 million dollars. Your current net worth is $400,000. That's $800,000 short.
For some of you, these amounts seem like an ambitious yet reasonable sum. Some of you might see these as beyond ambitious. More like unreasonable.
That's because both are true!

If you don't think a decade is long enough to achieve what really amounts to a pretty reasonable goal, then you really should have asked yourself how serious you were to begin with.
And if you view a small ranch with some acreage as more plausible, maybe you should aim significantly higher.
Essentially, all goals are exactly the same thing. A landmark toward your final big why.
Your goals, like everyone else's, consist of millions of dreams vs. millions of questions.

One final note.
Millions of people HAVE ALREADY achieved goals similar or even more ambitious than those we've discussed. MILLIONS OF PEOPLE!
You can too. Nearly everyone could. Take your goals seriously,
and the likelihood of failure diminishes according to your effort alone.